Top 10 Ways to Save on Your Cell Phone Bill

Michael Kwan
Top 10 Ways to Save on Your Cell Phone Bill

If you're looking to put a few more bucks in your pocket, then you'll want to know about the top 10 ways to save on your cell phone bill. It just doesn't make sense to spend $100 a month on your mobile phone when you can get away with a plan that costs you half as much!

Top 10 Ways to Save on Your Cell Phone Bill

This list is far from exhaustive, but if you pay attention to the top 10 ways to save on your cell phone bill, you will surely have much more spending money that can be better utilized elsewhere.

1. Decide Between Prepaid or Monthly

There are many reasons why you may choose to go with a prepaid cell phone, which is also known as a pay-as-you-go plan, rather than with a post-paid monthly plan. For lighter users who want to have better control over their costs, a prepaid phone may be the way to go.

However, moderate to heavy users will typically find greater value by signing a contract. The per-minute rate usually works out to be lower and there may be other perks to be enjoyed as well. Take some time to study your monthly usage patterns and choose accordingly.

2. Buy Last-Generation Handsets

It is easy to get excited about the hottest new Android phone or the newest BlackBerry handset, but these are inevitably the most expensive offerings. In terms of up-front costs, you can find some very cheap mobile phones if you are willing to opt for an older handset. Buying older phones can also come with a number of incentives from carriers and retailers, so be sure to shop around for the best possible deal.

3. Reduce Extra Features

Do you really need to have unlimited text messages on your monthly plan? How much time do you really spend with the XM satellite radio or mobile TV services on your cell phone? These extras can add up very quickly! In terms of the top 10 ways to save money on your cell phone bill, eliminating unnecessary features can easily be one of the most effective.

4. Ask for Value Packs

Further to the previous point, inquire with your chosen wireless carrier if they have any value packs available. Instead of paying for caller ID and voicemail as two separate services, you can oftentimes save a lot of money by choosing a value pack bundle instead.

5. Choose a Smaller Plan

It may sound great to have hundreds of anytime minutes, unlimited weekends, and unlimited in-network calling, but do you really need to have all of this available airtime? It does not make sense to subscribe to a plan that is too large for your needs, because you are ultimately paying for something that you are not going to use. Choose a cheaper plan and save your money.

6. Consider a Family Plan

Just as you can save money by bundling the extra features, you can also save money with family cell phone plans. This way, family members share the same "bucket" of minutes, resulting in greater overall savings.

7. Use Third-Party Long Distance

While the long distance services of your wireless carrier may be more convenient, they are also usually more expensive. For Canadians, using a third-party service like Yak Mobile can result in major monthly savings. Similar calling card-like systems can be found all around the world.

8. Bundle with Other Services

Do you have high-speed Internet at home? Do you have a landline telephone and cable television too? Oftentimes, cell phone companies are also involved in these other services, so bundle them together for added savings. This also makes for a simpler bill each month.

9. Negotiate a Retention Plan

Without a doubt, the cheapest cell phone plans are never advertised. If you have been a loyal customer for a number of years and you discover a better deal elsewhere, don't jump ship just yet! Call your current carrier and tell them about this other deal. Oftentimes, you can convince them to match (or beat) the competitor's offer.

10. Be Mindful of Overages

The single greatest reason for unexpectedly large bills is when customers go over their monthly allotment. Keep an eye on your usage and make sure you don't use more minutes than you should. Be wary of any long distance or roaming charges too.

Top 10 Ways to Save on Your Cell Phone Bill